Health insurance

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International students studying in Slovenia that have their health insurance established:

  • in one of the EU Member States (including EEA, Switzerland and Australia), or
  • in one of the countries with which Slovenia has a concluded bilateral agreement on social insurance (ie R of Macedonia, R Bosnia and Herzegovina, R Serbia and Montenegro),

can exercise health services during their stay in Slovenia on the basis of their home health insurance or the above mentioned agreements.

As an international student, you must obtain in your home country an appropriate document by which you exercise health services during your studies in Slovenia.

During the stay in Slovenia, international students that have their health insurance established in one of the EU Member States, EEA and Switzerland are entitled to emergency or necessary health service upon submission of relevant documents: the European Health Hard Insurance (EHIC) or a certificate, which replaces the EHIC, issued by a competent State.

International students that have their health insurance in Australia can exercise their right to emergency health services in Slovenia with the MEDICARE card, taken into account only upon presentation of her/his passport.

International students from countries with which Slovenia has concluded a bilateral agreement on social insurance have the right to emergency health care services upon presentation of documents (forms): RM/SI 3, BIH/SI 3, SRB/SI 03 in MNE/SI 03, issued in the country where the health insurance is established.

International students from countries not mentioned above may be included in compulsory health insurance in the Republic of Slovenia based on Article 15, Paragraph 14, of The Law on Health Care and Health Insurance, and under the condition:

  • That they have a valid certificate of enrolment at an educational institution in Slovenia or proof of training (basic or secondary school, faculty, postgraduate education, research work in an institution in Slovenia) and
  • Are not included in compulsory health insurance in EU Member States, EEA, Switzerland, Australia, Bosnia and Herzegovina, Macedonia, Serbia and Montenegro, or
  • Are included in compulsory health insurance but cannot receive the relevant documents for the exercise of emergency medical services in Slovenia, which they must demonstrate by relevant certificates.

International exchange students (not coming from EU, EEA, Switzerland, Austria, or countries with concluded bilateral agreements) must arrange their health insurance under the basis of insurance 43 themselves at the regional office of the Health Insurance Institute of Slovenia at the place of stay. As a rule, the health insurance becomes valid at the beginning of the academic year or training. The monthly contribution for this insurance currently amounts to €126.33 (which is 8.2% of the average gross earnings in Slovenia for October of the previous year). The student is the person liable to pay the contribution, although it can be also covered by a legal entity. Since compulsory health insurance covers only a certain percentage of the cost of health care services, we also recommend taking out commercial health insurance for the difference up to the full cost of medical services (Coris, Vzajemna, etc.). If the student does not have the additional insurance, he or she must pay the difference to the full price of the services.

You will receive more information about existing practices of health insurance at the host institution, so please get in touch with your contact person at the higher education institutions.

International students that have their health insurance established in other countries (EU, EEA, Switzerland, Austria, and countries with concluded bilateral agreements) or have compulsory health insurance in Slovenia may also be included in the insurance in accordance with Article 17 of The Law on Health Care and Health Insurance. The Article states that students in practical courses, in industry (production) or in work training and on expert excursions are also insured for the occupational injury and occupational disease. The entity where the student is carrying out this activity or is organizing an excursion is responsible for the registration.

Further information on health insurance.